Your Account

On this page, you can find important information about managing your student account at UNC, including details about your financial responsibilities, holds on registration due to outstanding balances, and how to set up direct deposit for refunds. It also covers topics like mandatory health insurance for certain students, third-party billing options, tax forms (1098T), and guidance if your account goes into collections. If you have questions or need assistance, the Bursar’s Office is here to help you out.

Helpful Account Information

The Statement of Financial Responsibility is an agreement between you and the University of Northern Colorado. It outlines your responsibility for charges applied to your student account.

By signing—or by allowing charges to be applied to your account—you agree to the terms of this agreement.

Why this matters:
This statement helps make sure everyone’s on the same page when it comes to tuition, fees, and other charges. It’s a key step in understanding and managing your financial commitments while attending UNC.

Register for Summer/Fall term:

  • Your outstanding Spring term balance must be $5,000 or less.

To stay enrolled in Fall term classes:

  • You MUST reduce your Spring and/or Summer term outstanding balance to $199 or less before August 1.
  • Financial Aid cannot be applied to accounts with a prior term balance exceeding $200.

Register for Spring term:

  • Your outstanding Fall term balance must be $1,000 or less to register for Spring term.
  • Financial Aid cannot be applied to accounts with a prior term balance exceeding $200.

Under Colorado State Law HB22-1049, it’s your right to request an official transcript—even if you still owe a balance on your student account. This law ensures that colleges and universities can’t hold your transcript for tuition debt if you’re requesting it for one of the following reasons:

  • Applying for a job
  • Applying for state, federal, or institutional financial aid
  • Joining the military or national guard
  • Pursuing other postsecondary opportunities
  • Transferring to another college or university

To request your transcript under HB22-1049, please contact the Office of the Bursar at 970-351-4862 (option 3). We’re here to help!

A Few Exceptions to Keep in Mind

International students: HB22-1049 does not apply to international students. If that’s you, please give us a call at 970-351-4862 (option 3) so we can walk you through your options.

Non-tuition holds: The law only covers tuition-related holds. If you have a hold for things like housing or dining, you’ll need to take care of that before we can release your transcript.

Conduct-related holds: Holds related to student conduct (Dean of Students, Title IX, CARE Team, etc.) must be resolved directly with those offices before your transcript or diploma can be released.

You can set up direct deposit for student account refunds—it’s a fast and secure way to get your money.

Just fill out the Direct Deposit Authorization Form and return it to card.office@unco.edu

Yes—if you’re one of the following, you’re required to have full coverage health insurance:

  • Undergraduate student taking 9 or more credit hours
  • Degree-seeking graduate student taking 6 or more credit hours

You’ll automatically be enrolled in the UNC Student Health Insurance Plan, and the cost will be added to your UNC student account.

Want to use your own insurance instead?
No problem—you can opt out by submitting a waiver in Ursa by the 10th day of classes each semester.

Visit the Student Health Insurance Program Waiver page for more details.

Third-party billing is when an outside organization—like a government agency or military program—pays part or all of your educational expenses directly to UNC on your behalf.

The Bursar’s Office works with a variety of third-party sponsors, including:

  • Division of Vocational Rehabilitation
  • ROTC
  • National Guard
  • Military Tuition Assistance
  • Department of Veterans Affairs (Chapter 31)
  • Foreign governments or universities

If you’re using a third-party sponsor, here’s what you (or your sponsor) need to do:

Submit a letter of authorization each semester that includes:

Your full name
Sponsor’s name
Dollar amount being covered
What’s being paid for (tuition, housing, dining, fees, etc.)

Send the letter to bursar@unco.edu or mail it to:

UNC – Cashier’s Office
501 20th St.
Campus Box 14
Greeley, CO 80639

Invoices are sent to sponsors after the census date (for fall and spring) and after July 1 for summer.

Questions? The Bursar’s Office is happy to help—reach out anytime!

The 1098-T is a tax form that may help you or your family qualify for education-related tax credits. You can find additional information on the IRS website.

Here’s how to access it:

  • Current students – Your 1098-T is available in Ursa under the Financial Tab—just click on 1098T Tax Notifications. We don’t mail paper copies unless requested by the student
  • Authorized Users (like parents or guardians) don’t have access to this form—In Ursa, the student has access to print this for an Authorized User.

Need a paper copy and no longer have Ursa access?

No problem! Just fill out the 1098-T Request Form and return it to our office (you’ll find the instructions right on the form).