Student Health Insurance Program
It is recommended that students on the UNC Insurance Plan seek care first at the Student Health Center (SHC) where treatment for most issues can be handled. Simple visits and in house tests are covered at 100% with a $20 copay. If lab work or other items are sent off campus, the $500 deductible will apply.
All Undergraduate students taking 9 or more credit hours and all Degree Seeking Graduate students with 6 or more credits, regardless of the type of class (on campus, off campus, online only) are required to have full coverage health insurance. Students who meet the credit hour criteria will be automatically enrolled in the UNC Student Health Insurance Plan and the cost will be added to your UNC student tuition bill.
Automatic charges apply fall semester and spring semesters. Any student on the insurance plan in the spring semester will automatically have coverage for summer months.
For students taking summer courses, charges and enrollment do NOT automatically apply. If you would like to purchase summer insurance, please contact the insurance office at 970-351-1915 or email email@example.com
If you have other insurance and wish to waive the UNC insurance plan, you must complete
the online waiver by the deadline which is always 10 days after classes start.
International Students: All F and J visa status international students must follow the waiver process through the Office of Global Engagement (OGE) Global ISSS Portal. Please login to the portal, go to the Requests and Forms tab, and look for the Health Insurance Waiver Request. International students cannot waive on the UNC URSA site. You must go through the Office of Global Engagement.
If you are an F or J visa status international student and have questions regarding the UNC health insurance requirement, or waiving the school plan, contact the Office of Global Engagement International Student and Scholar Services.
Domestic students have the option to waive out of the UNC insurance plan by completing the online insurance waiver showing proof of other health insurance coverage prior to the deadline, which is always the 10th day of classes each semester. If a waiver is completed for the UNC Student Health Insurance Plan for Fall semester, the enrollment and subsequent charge for Spring semester will also be waived. If you have questions regarding re-enrollment in the UNC Insurance Plan, contact firstname.lastname@example.org or call 970-351-1915.
Veterans: Check your VA education benefits before waiving the school insurance plan. Many times those benefits will cover the cost of this plan that can be used anywhere Cigna insurance is accepted. Please contact VA.SCO@unco.edu with your questions
Insurance Plan Information
The UNC Insurance Plan offers our students an excellent medical insurance option. The plan is a major medical insurance plan with a low $500 per year deductible, and then pays covered expenses at 80% in network
The plan uses the Cigna network of physicians and can be used anywhere there is a Cigna provider. The plan includes a pharmaceutical benefit, mental health coverage, physician visits and hospitalization coverage.
Please visit https://unco.myahpcare.com/ for benefit information, finding a Provider, claims, and additional resources.
The insurance waiver for Fall 2024/Spring 2025 will open April 1st, 2024.
COVID-19 home tests are reimbursable under the UNC Insurance Plan. For information on filing a claim, go to Claims
1901 10th Ave.
Cassidy Hall - First Floor
Insurance and immunizations Office Hours
Walk-in hours Monday, Wednesday, and Thursday
8:00 pm - 2:00 pm
Assistance via phone or email Monday - Friday 7:00 am - 5:00 pm
For insurance questions call 970-351-1915 or email email@example.com
For immunization questions call 970-351-1919 or email firstname.lastname@example.org