Student Health Insurance Program
An insurance waiver must be completed every fall semester to waive the insurance for the entire school year.
The waiver for 2019-2020 will open April 1, 2019. If you complete the waiver for fall 2019, you insurance premium will be waived for spring 2020 as well (you can re-enroll at anytime). The deadline to waive will be September 9th at 5:00 pm.
All Undergraduate students taking 9 or more credit hours and all Degree Seeking Graduate
students with 6 or more credits, regardless of the type of class (on campus, off campus,
online only) are required to have full coverage health insurance. Students who meet
the credit hour criteria will be automatically enrolled in the UNC Student Health
Insurance Plan and the cost will be added to your UNC student tuition bill.
PLEASE NOTE: Beginning fall semester 2019 International students may not waive the UNC Student Health Insurance Plan, even if you have alternative health coverage. International students are required to stay enrolled in the UNC student insurance plan. For questions regarding this requirement contact the Center for International Education.
Domestic students have the option to waive out of the plan by completing the online insurance waiver showing proof of comparable coverage prior to the deadline, which is always the 10th day of classes each semester. If a waiver is completed for the UNC Student Health Insurance Plan for Fall semester, the enrollment and subsequent charge for Spring semester will also be waived. If you have questions regarding re-enrollment in the UNC Insurance Plan, contact email@example.com or call 970-351-1915. Fall 2019 insurance waiver will be available starting April 1, 2019.
Again, please note: Starting fall 2019, international students are required to stay on the UNC Student Health Insurance Plan and do not have the option to waive out.
Veterans: Check your GI benefits before waiving the school insurance plan. Many times the GI Bill will cover the cost of this plan that can be used anywhere Cigna insurance is accepted.
Insurance Plan Information
The UNC Insurance Plan offers our students an excellent medical insurance option. The plan is a major medical insurance plan with a low $500 per year deductible, and then pays covered expenses at 80% in network
The plan uses the Cigna network of physicians and can be used anywhere there is a Cigna provider. The plan includes a pharmaceutical benefit, mental health coverage, physician visits and hospitalization coverage.