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When visiting Bear Central, wear a mask and follow all signs and posted placards to keep the UNC community healthy.

All financial aid funds are applied to the student bill beginning the first week of school each semester provided the student and/or parent has completed all tasks for the aid to pay. Please review your Ursa account to make sure you have accepted your aid and completed any loan lender tasks required. 

All financial aid refunds will be provided by a mailed check or a direct deposit. Students will not be able to pick up refund checks at Bear Central in efforts to comply with UNC’s social distancing, health and safety measures.  

Accepting and Receiving Your Aid

Here you’ll find important information in regards to your financial aid. Topics include award descriptions, rights and responsibilities, how to maintain your aid, annual cost of attendance figures, etc. This section also includes how you’ll be notified about the financial aid.

Award Notification

The Office of Financial Aid will post your award offer online in Ursa. This award offer details the amounts and types of financial aid for which you are eligible. All offers are based upon full-time attendance at UNC as an undergraduate and part-time for graduate student.

We begin posting and official award notices in the spring. You have 20 days to review and accept your award or it may be canceled. 

Video: Receiving your financial offer

Video: Accepting your financial aid offer

Step-by-Step Guide to Receiving your Financial Aid


Login to Ursa

Need Help?
Contact the Technical Support Center:
Phone +1-970-351-4357 or
Toll free +1-800-545-2331
Email help@unco.edu
Online help.unco.edu



Review the Guide to Awards

Print and read the Know Before You Owe for financial aid instructions and details on your awards offered at the University of Northern Colorado for your academic year. 

You may need to install Adobe Acrobat Reader.


Review Student Budgets

Print and read about Student Budgets for your academic year and level.


Review Standards of Academic Progress

Please print and read the Standards of Academic Progress for your financial aid award offer. 


Review and Accept Award Letter

When notified, you will use Ursa to accept your financial aid award. 

  • To access your Financial Aid Award Letter and All Requirements, click on the Financial Tab within Ursa.
  • Under Financial Aid, is a link that says View/Accept Award Offer” click on it and enter in the correct school year and push submit. It will bring you to a screen with 4 tabs at the top. You will need to click on the 3rd tab over that says “Terms and Certification Conditions” and accept them.
  • IMPORTANT: you are ONLY accepting that you have read the terms and conditions and you accept them. YOU ARE NOT accepting any of your awards yet.

  • Once you have pushed “Accept”,  the 4th tab will light up that says “Accept Award Offer". You will need to “accept” or “decline” the loan(s) you wish to pursue and then push the “submit decision” button.  

  • If you select the “Accept full awards” button you will automatically accept the full amount of all your awards. (Including your loans- student and parent.)

  • If you mistakenly accept or decline certain loans on your account and you want to change your award letter please email the office at ofa@unco.edu with your name, bear number and exactly what loan you want accepted or declined on your behalf and the amount in which you want accepted or declined. Your request will be processed within 3-5 business days.

  • You did it! You've reached your award letter. Read it carefully and complete it online.

Get help accessing Ursa.

If you are a new borrower and accept a loan, don't forget to do Entrance Counseling and complete an Master Promissory Note (MPN).


Good to go!

Nice work! Almost done...
Students who are going to accept and take out student and\or parent loans will have more to do.

Student and Parent Loan information for next steps.

Be sure to reach out to a financial aid counselor as soon as possible with any questions.

If you have difficulty accessing Ursa, please contact the Technical Support Center at 970-351-4357.

Awarding Aid

The Office of Financial Aid makes financial aid offers for eligible students that typically consist of a combination of scholarships, grants, work study and loan assistance. Aid offer amounts from each program vary depending on the need and eligibility of the student. Those who apply by March 1 receive the highest priority according to eligibility and their need.

The financial aid offer process ensures effective use of the funds available and ensures fair and equitable treatment of all aid applicants.

If you have a documented disability and believe it may impact your ability to take full-time coursework, you should notify the Office of Financial Aid prior to awarding. The Office of Financial Aid will work with you and Disability Resource Center to determine if your disability documentation warrants a financial aid offer that reflects less than full-time attendance. Contact Disability Resource Center by phone at 970-351-2289 or contact Disability and Support Services by e-mail for questions regarding eligibility for disability services.