Bear Pay

A Convenient Way to Pay.

UNC’s monthly payment plan allows you to pay your bill in easy monthly installments rather than in one lump sum.

This plan includes your tuition, room and board, and all university fees.

Why should you enroll?

  • Allows you to pay your bill over time
  • Relieves the stress of having to pay your entire bill at once
  • Automatically adjusts your payments after financial aid is applied to your account or when classes are added or dropped
  • Directly withdraws payments each month from your checking account or credit card

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We have a new payment portal!

Discover our new payment portal, Flywire! If you need support, please reach out to the Bursar team, we are here to help you navigate your experience.

Payment Schedule

One-fourth or one-fifth of the total payment plan is due on the 20th of each month during the fall and spring semesters. One-half of the total payment plan is due on the 1st of each month during the summer semester.* (Payment plans are not offered for Interim Session.)

How to Apply

Plan enrollment is fast and simple. You will be able to apply for Bear Pay once charges are placed on your account.

Applying is Easy!

  • To apply, simply log into your MyUNC account
  • Click on the Bear Central tab
  • Under the Billing card click Bill Pay/View Bill Payment Plan
  • Once the new window loads, click Enroll in Payment Plan and complete the application.

There is a nonrefundable application fee of $50 each time you apply for a plan.

A student smiles while taking notes and working on her laptop.

Frequently Asked Questions

Yes, an application and $50 nonrefundable application fee is required each semester you apply for the plan. 

Yes, our card processor adds a 2.85% processing fee on all payments made by card. This fee will show as a separate charge for the credit card processing on your banking statement. This fee goes directly to the credit card processor company, not UNC. There is no fee if you use a checking account as your payment method.  

All changes will recalculate your remaining monthly payments. 

Yes, but remember the enrollment fee is non-refundable.  

If you miss two payments and do not manually pay them, your payment plan will be canceled and the remaining balance, including any late fees, will be due immediately. A service charge of 1.5 percent per month will be added if your bill is not paid in full at the end of the each month. 

If your payments are kept up to date, you’ll be allowed to register for the next semester. However, if you are registered for the following semester and you miss a payment, you will be dropped from those classes.