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When visiting Bear Central, wear a mask and follow all signs and posted placards to keep the UNC community healthy.

All financial aid funds are applied to the student bill beginning the first week of school each semester provided the student and/or parent has completed all tasks for the aid to pay. Please review your Ursa account to make sure you have accepted your aid and completed any loan lender tasks required. 

All financial aid refunds will be provided by a mailed check or a direct deposit. Students will not be able to pick up refund checks at Bear Central in efforts to comply with UNC’s social distancing, health and safety measures.  

Preliminary Award Notification

Here you’ll find important information in regards to your preliminary financial aid offer. Topics include award descriptions, rights and responsibilities, how to maintain your aid, annual cost of attendance figures, etc.

These award offers details the amounts and types of financial aid for which you appear to be eligible. All offers are based upon full-time attendance at UNC as an undergraduate.

We will begin posting official award notices in March. You will then have 20 days to review and accept your award or it may be canceled. 

Step-by-Step Guide to Receiving your Financial Aid


Login to Ursa

For best results when using Ursa, your browser should be Internet Explorer 9 or 11, Firefox 38.6 or greater, and JavaScript enabled with the ability to accept cookies (standard browser defaults). Pop-up blockers and Personal Firewalls should be set to accept ursa.unco.edu and uncssb.unco.edu.

Get help accessing Ursa.



Review the Guide to Awards

Print and read our Know Before you Owe booklet for financial aid instructions and details on your awards offered at the University of Northern Colorado for your academic year. 

You may need to install Adobe Acrobat Reader.


Review Student Budgets

Print and read about Estimated Student Budgets for your academic year and level.


Review Standards of Academic Progress

Please print and read the Standards of Academic Progress for your financial aid award offer. 


Review Your Preliminary Award Letter

When notified, you can use Ursa to view your preliminary financial aid award. 

  • The preliminary award letter is an estimate of your awards, and is based on the information that you and your family have provided on the Free Application for Federal Student Aid (FAFSA). When you received notification from the Office of Financial Aid, you can use Ursa to view your preliminary financial aid award by following these steps:

    1. Log into your Ursa account at http://ursa.unco.edu

    2. Click on the Financial tab to access your Financial Aid Award Letter and All Requirements

    3.  Under Financial Aid there is a link that says "View/Accept Award Offer” click on it

    4. It will ask you to enter the school year and push submit. It will bring you to a screen with four tabs at the top.

    5.If you haven’t already you will need to click on the 3rd tab over that says “Terms and Certification Conditions” and accept them.

    IMPORTANT: You are ONLY accepting that you have read the terms and conditions and you accept them. YOU ARE NOT accepting any of your awards yet. That will happen when you receive your official award letter in March.

    6. Once you have clicked “Accept”  the 4th tab will light up that says “Accept Award Offer". This is where you will find exactly what you were offered.

    You will be able to actually “accept” or “decline” the aid you wish to pursue starting in March. 

    You did it! You've reached your preliminary award letter

Get help accessing Ursa.


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Please check your Ursa often for further instructions on your official award letter and\or any additional requirements.

Be sure to reach out to a financial aid counselor as soon as possible with any questions.

If you have difficulty accessing Ursa, please contact the Technical Support Center at 970-351-4357.

Awarding Aid

The Office of Financial Aid awards financial aid packages for eligible students that typically consist of a combination of scholarships, grants, work study and loan assistance. Award amounts from each program vary depending on the need and eligibility of the student. Those who apply by March 1 receive the highest priority according to eligibility and their need.

The financial aid packaging process ensures effective use of the funds available and ensures fair and equitable treatment of all aid applicants.

If you have a documented disability and believe it may impact your ability to take full-time coursework, you should notify the Office of Financial Aid prior to awarding. The Office of Financial Aid will work with you and Disability Resource Center to determine if your disability documentation warrants a financial aid award that reflects less than full-time attendance. Contact Disability Resource Center by phone at 970-351-2289 or contact Disability and Support Services by e-mail for questions regarding eligibility for disability services.