Comparable Coverage

To be considered comparable coverage, your insurance policy must be in effect by the waiver deadline for the current semester and it must meet one of these two criteria:

  • Be a company sponsored plan through your employer, your spouse's employer, or parents employer
  • Be coverage through the U.S. Government or a foreign Government

If your insurance does not meet one of these two criteria, then it must meet ALL of the following criteria:

  • Have a deductible of $5,000 or less
  • Have a maximum benefit of at least $500,000
  • Coverage for emergency room visits
  • Prescription drug coverage
  • Mental Health Coverage

If you participate in a Health Care Sharing Ministry program approved by the Federal Health and Human Services Division, contact the Insurance office at 970-351-1915 or email for further instructions on waiving the UNC plan.