Student Health Insurance Program (SHIP)

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Services at the UNC Student Health Center

The covered person must use the resources of the University Health Services (Student Health Center) first where treatment will be administered or a referral will be issued. Expenses incurred for medical treatment rendered outside of the UHS for which no prior approval or referral is obtained are excluded from coverage.

A UHS referral for outside care is not necessary only under the following conditions:

1. Medical Emergency
2. When UHS is closed
3. When service is rendered at another facility during break or vacation periods
4. Medical care received when the student is more than 40 miles from campus
5. Medical care obtained when a student is no longer eligible to use UHS due to a change in student status
6. Maternity
7. Psychotherapy; or
8. Services not offered by the UHS

Students insured with the UNC Student Health Insurance Program can pay $20 for a regular visit to the Health Services. The $20 will cover the office visit and simple care.

Covered expenses incurred at the UHS will be paid at 80% of the Maximum Allowable after the $350 per Plan year Deductible has been satisfied for care such as extensive lab work, sutures, X-Rays, etc.