Creditable Coverage

Federal Regulations now permit the time you are covered by this student insurance plan to be counted as credit toward satisfaction of pre-existing condition clauses in future health insurance plans you may participate in after you leave the University.

These regulations provide that when your University-sponsored insurance plan "terminates" (for example, when your academic studies at UNC are completed, or your eligibility under the plan ends, or you waive out of this plan with proof of outside insurance coverage), you are eligible to receive a certificate showing the amount of time you were covered under the UNC student policy.

To obtain a certificate, please send a written request to:

Academic HealthPlans
PO Box 1605
Colleyville, TX 76034
Call 888-308-7320

Information required to issue a certificate is your name, mailing address, ID number and telephone number. You will need to specify whether the certificate is for you, your dependents only, or you and your dependents.