Claim Procedure

If you need to receive medical care, you will want to submit the claim to the insurance so they can reimburse the provider, apply the charges to your deductible, or reimburse you.

When You Have a Claim

• Save all itemized bills, including those being accumulated to satisfy the Deductible.  An itemized bill from a Doctor or Hospital must include:  a) the name, address and tax identification number of the health care provider; b) the name of the patient receiving services or supplies; c) the date(s) services or supplies were provided; d) each charge, service, supply; e) a description of the services or supplies, and f) diagnosis or illness.
   
• Send all bills and receipts to:

UniCare Life & Health Insurance Company
Reference:  University of Northern Colorado
PO Box 4458
Chicago, IL 60680-4458

• If you need assistance with filing a claim or have other questions regarding your policy, contact: 

UniCare Life & Health Insurance Company
PO Box 4458
Chicago, IL 60680-4458
800-696-9776

or

Student Health Insurance Office (SHIP)
8:00 a.m.—5:00 p.m. (MST)
970-351-1915
970-351-3234 (fax)