Safe Holiday Online Shopping Tips
Shop with a Clean Device: Any devices you use for shopping, including smartphones and tablets, should have up-to-date software including security software, operating systems and other key programs and apps.
- Be Skeptical: Links in email, tweets, posts, and online advertising are often the way cybercriminals compromise your computer. If it looks suspicious, delete it. If you know the sender, contact them to verify the legitimacy of anything that raises your suspicions.
- Donít Do It!: Be wary of communications that offer amazing deals that sound too good to be true, ask you to act immediately, or ask you to view the website or an account via a provided link. Instead, contact the merchant via telephone or through their company website.
- Use Safe Payment Options: Credit cards are generally the safest option. They allow buyers to seek a credit from the issuer if the product isnít delivered or isnít what was ordered. Credit cards may limit the monetary amount you will be responsible if your account is compromised. Never send cash through the mail or use a money-wiring service.
- Make Sure the Site is Legitimate: This includes a closed padlock on your web browserís address bar or a URL address that begins with shttp or https. Check reviews of sites you have never used or heard of before.
- Donít use free Wi-Fi hotspots to anything online that involves your bank account or credit cards. Wait until you get home!
- Donít shop using your phone or tablet: Security on these devices isnít as advanced as your computer.
- Keep a Paper Trail: Save records of your online transactions, including the product description, price, online receipt, terms of the sale, and copies of any email exchange with the seller.